Finovate Spring 2014 was a huge success this week. William Mills and Steven Ramirez live blogged both days. To view the blogs visit Finovate Spring 2014 Live Blog Day 1 and Finovate Spring Live Blog Day 2.

Below is a video of Steven Ramierez of Beyond the Arc and his

Richard is the founder and CEO of Crone Consulting which is an independent advisory firm that helps businesses integrate mobile self-service capabilities with payment optimization strategies to reduce costs, increase customer loyalty and sales. In his 32-year career in financial services, Richard has harnessed the technological innovations that have shaped the industry, from ATMs, home banking, internet commerce, Electronic Bill Presentment and Payment, to mobile banking and payments.

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